X-ray vision for financial documents.
As part of your due diligence, examine the documents in the loan file up front. Walk into any audit with the evidence behind your review.
Fraud Finder never takes a copy.
Other tools may ask you to upload your client's documents. Fraud Finder never asks. Your client's payslips, bank statements or any other documents never leave your computer, we never receive them, and there is no copy of them that we hold to breach or hack.
A clean looking document may carry a messy history. Your eyes see the page you were handed. They cannot see the versions that came before it, the identities that changed along the way, or the figures that never reconciled. Fraud Finder identifies observable signs of manipulation and inconsistency, including in documents created or altered using AI tools.
Depending on the electronic file, there may still be versions that came before the one you can see. They may sit inside it, intact, long after the page on top looks finished. Reading that page will never show them to you.
Anything unusual in a document can have an innocent explanation. What makes a review hold up is several findings pointing the same way, never a single one carrying the weight on its own.
A number on its own gives you nothing to stand behind. Defending a decision takes the change that was found, the check that found it, and a fingerprint tying both to the exact file you were sent.
Fraud Finder never labels a document “real” or “fake”. It shows you what was observed, why it matters to your review and where a closer look is warranted.
Earlier saves, recovered and lined up in order. When a document still carries the versions that came before it, Fraud Finder brings each one back and compares them in sequence, so a name, an employer or an ABN that changed along the way has nowhere left to hide.
The same file returns the same findings, for anyone, every time. Nothing is predicted, and no AI model puts a score on your client. Every finding names the observable evidence that produced it, so the person you hand the report to can see exactly what was found and reproduce it themselves. That is what turns a report into evidence.
We would rather report nothing than cry wolf. If a figure cannot be read with certainty, the report says so plainly instead of manufacturing confidence. You are never sent back to a good client over a number we guessed.
A document may carry a trace of the software that made it. Fraud Finder reads that trace and records it, so the origin of the file is evidence in your review rather than an assumption. A familiar payroll name is context. An unfamiliar one is a reason to look closer. Neither is a verdict, and when there is nothing to read the report says so.
Two families of forensic layers run on every document, whatever type it is: what the document says, and how the file itself was put together. The second family reads the file rather than the page, so it still has something to say about a document that carries no saved history at all. Specialised packs then add the checks that each document type has to prove. Every one of them contributes observable evidence, and no single soft signal is ever treated as proof on its own.
The report marks every check passed, flagged, informational or not available. You can see what ran, what did not, and why, nothing hides behind a score.
Run the check first, and keep the evidence report on the file. Brokers subscribe in a minute. Groups and aggregators talk to us.
Billed monthly in advance. Cancel online at any time, with no notice period and no cancellation fee.
Your brokers lodge under your licence. When a doctored document reaches a lender, it is your panel relationship and your compliance record in the room, not just the broker's. Give every broker in your network the tool to run the check up front, and the evidence report that proves they ran it.
Seats for your brokers under one agreement, priced on the size of your network. The single user price above is for individual broking businesses.
Opens your email to info@fraudfinder.com.au. It comes straight to us, not a queue.
Put the documents already on the file through a forensic examination. The evidence supports your review. The decision stays yours.
Select payslip, bank statement, rental statement, rates notice, income statement or tax return, then drop in the file.
See the recovered versions, the content that changed between them, and every check the document was put through.
Print or save the report, ready for review, with findings, exhibits and the SHA-256 fingerprint of the examined file.
Every examination becomes a portable record: the summary, the reasons behind it, every check that ran, the recovered version history and page exhibits that show exactly where the changes sit.
The SHA-256 fingerprint ties the report to the exact document that was examined, so the file can be identified later without relying on its filename.
Fraud Finder holds no copy of your client's documents. Nothing is sent to our servers, nothing is stored by us, and nobody here ever sees it. When register verification runs, only the ABN is looked up, never the document. Your evidence report is yours alone, to save, print or attach to the file. We could not read your client's documents if we wanted to, and no one can hack what was never stored.
Your client hands you their payslips and their bank statements because they trust you with them. Whoever you pass them to becomes part of that trust, and part of your risk. Ask every vendor these, including us.
Is it uploaded to their servers, or examined on your machine? Once a file is uploaded it is a copy you no longer control, sitting somewhere you cannot see, for as long as they decide. In February an Australian lending technology provider exposed 444,538 borrowers and 229,000 driver licences from a database left unsecured, ten months after a researcher warned them about it. Source: Information & Data Manager, February 2026
Fraud Finder: nowhere. It never reaches our servers, so there is nothing sitting in a database for anyone to leave unsecured.Ask plainly whether documents are passed to a large language model, ChatGPT, Claude, Gemini, Grok or any other, and whether that data is used to train it. Google's own notice to its Gemini users says it plainly: “Please don't enter confidential information that you wouldn't want a reviewer to see or Google to use to improve our services, including machine-learning technologies.” Australia's privacy regulator advises businesses not to put financial and identification information into public AI tools.Sources: Gemini Apps Privacy Hub, Google · Guidance on privacy and the use of commercially available AI products, OAIC, 21 October 2024
Fraud Finder: no AI model touches it at any stage. There is no prompt, no training set, and no third party to take on trust.Most AI models run on servers offshore. Distance does not dilute the duty: under Australian privacy law, responsibility for client information sent overseas stays with the business that sent it. Their data centre, your problem.
Fraud Finder: the document never crosses a border, because it never leaves your control.Some platforms route documents to human reviewers for quality checking, and those reviewers are not always in this country. Ask directly, and ask where. Your client did not hand over their payslip expecting a stranger overseas to open it.
Fraud Finder: nobody reads it. Not offshore, not in Australia, not us. We could not if we wanted to.Not the sales page, the policy. What is stored, for how long, who else can see it, and what happens to it if they are acquired or breached. Then ask for their list of subprocessors, every company they pass your data to. If they cannot produce one, that is your answer. And ask for a number: “as long as necessary” is not a retention period.
Fraud Finder: that list is empty. No company receives your client's documents, and there is no retention period to quote because nothing is kept.If the tool returns a score or a confidence level you cannot check, you cannot stand behind it. Ask whether someone else with the same file would get the same answer, and whether the report shows the evidence behind it.
Fraud Finder: hand the same file to anyone and the findings come back identical, with the evidence printed beside each one.Fraud Finder is a tool for your review, not a verdict on your file. It reports what is observable in the bytes of one document. It does not decide, it does not certify, and it never tells you a document is genuine.
No findings means nothing observable was found in that file. Nothing more. A carefully made fake can leave nothing to find, and we will never tell you a document is genuine.
A finding names something concrete in the file. What it means, and what to do about it, is a human judgement, and it is yours.
Fraud Finder adds evidence to your file. It does not replace the checks, the questions and the verification your licence and your credit policy already require of you, and it does not take on your responsibility for the decision.
No, and walk away from any tool that says yes. A flag is observable evidence: something concrete in the file your review can stand on. The call stays yours, and the report backs it.
No, and we will never say it is. No findings means we found no observable indicators in that file, nothing more. A document can be fabricated cleanly, and a scan or photograph has no text to read, so most checks cannot run at all. The report distinguishes we looked and found nothing from we could not look. Treat it as one input to your review, never as a clearance.
No, and this is where the file-level layers earn their place. A document with no surviving history still faces the full workup — the figures and how they are printed, the identifiers, the typefaces, the way the rows are built, and how the file itself is assembled. Several of those read the file rather than the page, so they answer whether or not an earlier version survives.
Yours, and nothing about using Fraud Finder changes that. It gives you observable facts and the record behind them. It does not verify a document, approve an applicant, or discharge the inquiries you are already expected to make. If you accept a document, that is your call and your responsibility.
No. None, anywhere. Every finding is deterministic: recomputed from the document itself, so the same file returns the same findings for anyone, every time. That matters under Australian law. From December 2026, privacy law requires transparency about computer programs that make or substantially contribute to decisions affecting individuals. Fraud Finder never puts you in that position: no AI model, no confidence score, no automated call. Facts you can verify, and a decision only a human makes.
Nothing, and that is the point. The document is never sent to our servers and never stored, so there is nothing on our side to lose. Your clients trust you with their personal information, and every vendor you upload it to becomes part of your risk. When a vendor holding client files gets hacked, the fallout lands on the broker who sent them. Fraud Finder takes itself off that list: we could not read the documents if we wanted to, and no one can hack what was never stored.
Because an AI model reads the page and gives you an opinion. Fraud Finder reads the file and gives you the facts. An AI model cannot recover the saves buried inside the file, and it can give a different answer every time you ask. Ask twice, get two opinions: that is not evidence. Then there is the law. A client's payslip is exactly the financial and identification information Australia's privacy regulator advises businesses not to enter into public AI chatbots, because it can end up stored on someone else's servers and used to train the next AI model. And distance does not dilute the duty: under Australian privacy law, when client information is sent to an overseas server, responsibility for what happens to it stays with the business that sent it. Fraud Finder never asks you to make that trade: the same findings for anyone, every time, and your client's document never leaves your control. A record you can put in front of an auditor.Source: Guidance on privacy and the use of commercially available AI products, OAIC, 21 October 2024
No. Fraud Finder runs on the machine you already use, in software you already have. Nothing for your IT policy to approve, nothing to update, nothing new to learn. Open it, drop in the document, print the report.
Ben Squires · 15 September 2026
Reports the rollout to outsource Financial’s brokers on 11 September, and how checks on an electronic document surface anomalies that may warrant a closer look.
Read on Broker Daily →Ben Squires · 15 September 2026
Covers the checks Fraud Finder runs on an electronic document, and the decision that every client document stays on the broker’s own device.
Read on The Adviser →Mina Martin · 14 September 2026
Sets the launch against AUSTRAC Fintel Alliance findings on coordinated mortgage fraud, and reports outsource Financial chief executive Tanya Sale on rising sophistication.
Read on Australian Broker →Run the check at the point of application, then keep the evidence report with the loan file.